Liz Gardner
This changed my life...
 I
have been so happy with the way a reverse mortgage has changed my
life that I’d like to share my personal experience with you.
My name is Liz Gardner and I live in Bucks County. Most of us had
not anticipated the conditions resulting in increased taxes, fuel
costs and health care and I found it difficult to meet all these
expenses let alone enjoy a few luxuries in retirement.
The peace of mind that comes with knowing I can stay in my home
as long as I want while receiving monthly checks is absolutely priceless.
The anxiety has been replaced with the comfort of knowing I am financially
secure and can even travel to visit my children who were so supportive
of me in taking the reverse mortgage.
I wasn’t at all familiar with this product and was skeptical at
first but Corinna Tini at (Princeton Mortgage) 1st Senior Home Protection
was so patient and gave me all the assistance I needed to understand
how this would improve the quality of my life.
Sincerely, Liz Gardner
Mrs. Herald
Montgomery County, PA
When Corinna met Mrs. Herald she was 88 and had been widowed for
almost 20 years and was within 4 weeks of losing her home to a sheriff’s
sale. She was in denial and had not really addressed any of the correspondence
from the mortgage company. Upon unraveling the situation, Corinna
Tini, immediately contacted the mortgage company for clarification,
had Mrs. Herald speak to her attorney to file for an extension and
started the paperwork for a reverse mortgage.
Mr. & Mrs. Herald had operated a welding business in Philadelphia
for many years. After Mr. Herald passed away, Mrs. Herald worked
to keep the business going. Although she was only familiar with the
back end of the operation, she was intent on providing work for her
long term employees. Shortly thereafter, the building was severely
vandalized; resulting in a shut down so necessary repairs could be
made. Mrs. Herald took out a mortgage on her home to provide the
cash needed to sustain the business and pay her employees during
the hiatus. Ultimately she had to close the business but was saddled
with a $160,000 mortgage on her $245,000 home.
Corinna was able to provide the reverse mortgage for Mrs. Herald
and they settled in three weeks.
Mrs. Binkowski
Montgomery County, PA
 My
husband and I are in our 80’s and have only our Social Security
income to live on. We’ve lived in our home for over 47 years
and have many good friends and neighbors here. I have diabetes and
my husband suffers from Alzheimers; resulting in high medical costs.
Leaving our home and friends due to the squeeze of finances would
be both devastating and disorienting, not only to us but to BJ, our
beloved dog.
Although we are fortunate to have children who would gladly help
us, we felt that a reverse mortgage would allow us to remain independent
while giving us the financial peace of mind we so wanted.
With the reverse mortgage in place we were able to make much needed
home improvements. The comfort that comes with knowing that we can
cover expenses beyond our Social Security income is priceless and
it feels good to say “we took care of our home for 47 years
and now it is taking care of us.”
Mrs. Hoffman
Bucks County, PA
At age 75 Mrs. Hoffman was widowed and facing foreclosure when she
came to us. Corinna Tini met with her to find that she was raising
a granddaughter who was a special needs student. Mrs. Hoffman had
fallen behind in her bills and had recently stopped taking her heart
medication in order to provide food for her granddaughter.
The $230,000 residence was all that Mrs. Hoffman had and it proved
to be a lifesaver. Corinna set up the reverse mortgage which not
only staved off foreclosure but provided a stream of income to help
cover living expenses.
Shortly after settlement, Mrs. Hoffman was hospitalized due to complications
from stopping her heart medication. Fortunately, with the medical
and financial assistance in place, Mrs. Hoffman is now able to care
for herself and her granddaughter.
Mr. & Mrs. Schwabe
Montgomery County, PA
 When Corinna Tini met with the Schwabes there was water coming through
their ceiling. Mrs. Schwabe was 78 and her husband 80. Their home,
valued at $175,000 was free of any liens but they did not have the
money to make much needed repairs.
The
reverse mortgage was the perfect financial tool to provide the Schwabes
with a safe and secure home; allowing them to age in place. However,
in order to satisfy the mortgage requirements, certain repairs needed
to be completed in advance.
Corinna was able to find contractors who agreed to do the work and
accept payment after the settlement. The Schwabes’s now have
the security of knowing that they can remain in their home as long
as they want and that they can fund any work now or in the future
that their home may need.
Ms. Miller
Bucks County, PA
 The stress of juggling taxes, medical bills, and household expenses
can take a physical toll on seniors. In my case I was suffering from
hypertension, elevated cholesterol and high blood sugar. However,
the day after I settled on the reverse mortgage I attended my regular
check-up with my physician. He was amazed that my blood pressure
was in the normal range and asked what I was doing differently. I
told him I had taken out a reverse mortgage which took the weight
of the world off my shoulders.
More
recently, I had my annual blood work done. In 20 years my doctor
has never called me directly but this time he was so overwhelmed
with the results and overall improvement in my health he just had
to know why. In addition to my blood pressure, which remains low,
my cholesterol and blood sugar levels are also significantly lower.
Just knowing I have the financial where-with-all to handle my living
expenses is just what the doctor ordered.
I now feel like I did when I was younger!
Mr. Gerold
Bucks County, PA
 I spent my adult life at my home in beautiful Bucks County Pa. My
wife, a captivating woman, was an accomplished Broadway, television,
and Hollywood actress Together we ran an outdoor theater at our
lovely home nestled in the woods. Many talented local actors and
actresses spent countless hours learning their craft on our home
stage. We also ran the largest theatrical theatre costume company
in the country. Four years ago I was struggling to juggle my finances
each month. I don’t think that any of us (seniors) would
have believed anyone if they told us what our property taxes were
going to be in the future at the time when we purchased our home.
I was in turmoil as I wasn’t sure if I would be able to live
out my life in the home that had so many wonderful memories for
me. It was at that time that I turned to Corinna Tini and she educated
me about the Reverse Mortgage program and the process. I opted
to put a Reverse Mortgage in place. That decision has enabled me
to stay in my home, not worry each month how I will pay the bill’s,
and almost as important take the bus into NY City a few times a
year to see a Broadway play and enjoy a much better bottle of wine
after the show. I am so thankful that this program is available;
it allowed me to tap into my own funds and be able to live my life
the way that I choose, not stuck in a home somewhere staring at
four walls. I also wound up with a wonderful friend in the process,
Corinna stops by often and I look forward to our chats and the
time we spend together.
The Radlow’s
Bucks County, PA
We lived in our home in Bucks County Pa in between the beautiful
Delaware River and the canal for 50 years. In the last five years
(that we were there) we started struggling to pay our high property
taxes and there were things that needed repair. We needed a new
heater and didn’t have the funds to replace the old one.
We began to charge items on our credit cards because there just
wasn’t enough money each month to pay the bills. A new neighbor
moved in next to us and built a huge home which pretty much destroyed
our view. Our situation was uncomfortable and caused us many sleepless
nights. It was then that we met with Corinna Tini to discuss our
options. Corinna went through our budget and helped us to realize
that the best course for us to take was to sell this home and downsize
to a smaller place, that we could easier care for and one that
would have lower property taxes. Corinna found a wonderful realtor
for us and we found an adorable little cape cod not too far away.
We then did a Reverse Mortgage on our new home so that we could
be payment free for life. We are so thrilled with the advice and
guidance that Corinna offered us. We no longer worry about how
we are going to make our payments each month. We absolutely adore
our new home and have lovely neighbors. It was a perfect choice
for the two of us. We can now sleep easily at night knowing that
this is where we are going to live out our lives. |
